Question edited for clarity, full 'make model (what it is)'.
Question moved from Cars and Trucks category to correct Toro.
In that scenario, the clutch jamming and locking up against something may be a possibility. If the clutch just jams it holds the blades on contact with the drive.
Worn pulleys, badly aligned pulleys, or sticky bearing are much more likely. There is lots of help here as this is a known issue.
https://www.google.com/search?q=Toro+timecutter+breaking+belts
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