Finance - Page 2 - Recent Questions, Troubleshooting & Support

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Most debit and prepaid cards allow online purchases. However some cards may have certain limits. For example there might be limited amounts of money that can be payed or withdrawn each time; there might be limited amounts of transactions or withdrawals allowed each month or each day; or the use of the card may be limited to one country and its websites.

Prepaid cards are for anyone who would rather avoid opening a bank account or risking to get in debt. Therefore they are very appealing for students, for example, who are too young to have established a credit history; or for working immigrants, who can this way easily send money back to their families.

You can buy a bond through a full service or discount brokerage. You can go to a bond broker (large initial deposit) or a bond fund.

A municipal bond is when the state/local government borrows money through bonds. People like these types of bonds because they are generally free from federal income tax. The bond is used for government projects.

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Foreclosure is a situation in which a homeowner is unable to make principal and/or interest payments on his or her mortgage, so the lender, be it a bank or building society, can seize and sell the property as stipulated in the terms of the mortgage contract. http://www.investopedia.com/terms/f/foreclosure.asp

Prepaid cards are also called reloadable cards and are similar to credit and debit cards in their way of electronically accessing to one's money. They are used mainly by people who don't use banks for financial transactions, sometimes because of poor credit ratings. They can be used by anyone over 18, worldwide, it's safer than carrying cash and there is no risk of going into debt because the card will not allow any payment that exceeds the amount of money present in the card. It's like a safer and flatter wallet

A passively managed exchange trade fun (an ETF) is linked to the performance of a specific stock or index. In theory they provide long term growth of the capital invested but it really depends on the market.

Generally, teenage drivers with no driving record have veryexpensive insurance, as do senior citizens

Wikipedia says: The Government National Mortgage Association (GNMA), or Ginnie Mae, was established in the United States in 1968 to promote home ownership. As a wholly owned government corporation within the Department of Housing and Urban Development (HUD), Ginnie Mae's mission is to expand affordable housing in the United States bychanneling global capital into the nation's housing financemarkets.http://en.wikipedia.org/wiki/Government_National_Mortgage_Association

When conducting an experiment, a researcher usually has a dependent and independent variable. The independent variable is the variable that can be changed or manipulated (think of it as a cause). The dependent variable is the variable that depends on the independent variable (think effect).For example, if you wanted to test whether or not taking Advil affects the length of a headache:

• Taking Advil (or not) is what you can manipulate. It is the independent variable.
• Headache duration is the dependent variable. The results depend on whether or not Advil was taken.

Using IRA to pay off debt is definitely not recommended. Withdrawing your IRA before the age of 59 and a half will probably result in your losing about 33% or more of your IRA for a combination of taxes and early cashing penalties, and you would at the same time lose your retirement funds.A better solution would be, for example, cutting on your IRA contributions and use the money instead to pay off the debts. This way you don't pay penalties or taxes, and at the same time save whatever you have earned or deposited in your IRA

it is a variable whose variation is not affected by other variables neither is it dependent on that of another

In the case of Traditional IRAs, you deposit contributions without taxes, therefore, if you cash them out before the age of 59 and a half, you will pay income taxes for the whole amount, plus a 10% penalty.In the case of Roth IRAs, instead, you have already payed income taxes, so you will be able to withdraw the amount you have invested, tax-free. However, if you also want the earnings, you need to wait 5 years from the first contribution you made. Otherwise the contributions will be taxed as income.Also in this case, though, if you withdraw before the age of 59 and a half you will pay a 10% penalty.There are, however, conditions that allow you to freely withdraw your IRAs, which are for example medical expenses, educational costs, first home purchases etc. You can check with your accountant if your needs are listed among these exceptions.

To print out your bank statement, follow these steps: Log in to your online banking account. Navigate to the section where you can view your account statements. Select the account statement you want to print. Click the print button or the download button to save the statement as a PDF file. Open the PDF file and select the Print option. Choose the printer you want to use and the number of copies you need. Click on the Print button to start printing your bank statement. If you have any trouble with these steps, you can contact your bank's customer service for assistance.

Cyclobenzaprine is a muscle relaxant medication that is typically used to treat muscle spasms and pain caused by sprains, strains, and other muscle injuries. The length of time that cyclobenzaprine is good for depends on several factors, including the strength of the medication and how it is stored. Typically, cyclobenzaprine has a shelf life of about 2-3 years when stored at room temperature, away from light and moisture. It is important to check the expiration date on the medication before using it, and to discard any medication that has expired. Once you open the bottle, you should use the medication within the time frame specified on the package or by the pharmacist. If you no longer need the medication, or if it has expired, you should dispose of it properly, in accordance with the guidance of your pharmacist or healthcare provider. Keep in mind that medication can lose potency or become contaminated if not stored properly. It's important to store cyclobenzaprine in a cool, dry place, away from light and moisture, and to keep the bottle or package tightly closed when not in use. If you have any doubts or questions about the quality or expiration of your medication, please consult your pharmacist or healthcare provider for guidance.

To sign in to RBC Online Banking, follow these steps: Go to the RBC website at rbcroyalbank(dot)com. Click on the "Sign In" button located in the top right corner of the page. Enter your Client Card or username in the first field and your password in the second field. Click on the "Sign In" button to access your account. Note: If you don't have a Client Card, you can also use your RBC Royal Bank account number to sign in. If you haven't enrolled in Online Banking yet, you can click on the "Enrol Now" button on the sign-in page to get started.

It's best to reach out to the organization directly or consult their official website for information on payment processes and procedures.

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